calculator
Cash-on-Cash Return Calculator
Calculate cash-on-cash return on a small bay acquisition from down payment, closing costs, NOI, and annual debt service.
Deal Details
Enter acquisition price, financing, and income to calculate CoC
Annual NOI. Pull this from the NOI calculator if you haven't calculated it yet
Total annual principal + interest. Check DSCR against the DSCR calculator to confirm the loan clears typical lender minimums
Cash-on-Cash Return
Total Cash Invested
$320,000.00
Loan Amount
$900,000.00
Annual Cash Flow
$31,000.00
Monthly Cash Flow
$2,583.33
Going-In Cap Rate
8.00% glossary
Reading This Number
- Cap rate values the property independent of financing. CoC isolates the effect of leverage on your actual cash return.
- Leverage raises CoC above the cap rate when the loan rate is lower than the cap rate, and lowers it when the loan rate is higher.
- Also check break-even occupancy to see how much vacancy this deal can absorb before cash flow turns negative.
Cross-check this deal with the NOI calculator, cap rate calculator, or yield on cost calculator, or DSCR calculator.
For informational and illustrative purposes only. Not financial, legal, tax, or investment advice.
Occasional updates, worth reading.
New tools, technology, and occasional small bay and flex industrial industry updates.